The sharp swings in gold and silver prices over the past few weeks have left many investors uncertain about where to put their money.
After touching record highs, both precious metals saw a sudden decline last week, adding to the confusion among those trying to decide the best investment option right now.
As market volatility continues, Radhika Gupta, Managing Director and CEO of Edelweiss Mutual Fund, has offered guidance for investors who are feeling overwhelmed by the rapid changes.
Gold has traditionally been viewed as a reliable hedge against inflation. In recent months, rising geopolitical tensions and global uncertainty pushed gold prices sharply higher, attracting renewed interest from investors.
The sudden drop after those highs, however, has sparked fresh questions about whether people should shift away from mutual funds and move towards assets like gold or silver.
Many investors have even turned to online platforms such as Reddit and other social media forums for advice. But with mixed opinions circulating widely, the debate has only added to the uncertainty about what strategy to follow.
In a post on X, Gupta said she has been receiving numerous queries from individuals seeking quick investment answers.
“I have 30,000 to invest, should I buy silver? What fund do I buy?” she wrote, describing the kind of questions she is often asked.
Gupta stressed that neither she nor anyone else can provide instant solutions without understanding a person’s complete financial background. According to her, investment decisions require context, planning and patience.
Instead of rushing into trending assets, Gupta advised people to first document their personal financial situation clearly.
“Document your money situation and needs. Cover four things – 1) income and expenses, 2) current investments and liabilities, 3) goals and timelines, and 4) your thoughts on risk – losing money,” she said.
She added that investors should avoid making hurried decisions or trying to build a complicated portfolio too soon.
Gupta cautioned against the pressure many feel to immediately invest in direct stocks, precious metals, or portfolio management services.
“Do not rush to make a financial monument. You don’t need to have a direct stock portfolio, figure out whether to buy silver or find a PMS. All of this can wait till you find your feet,” she explained.
Gupta recommended approaching a qualified financial professional with a clear investment statement to build a long-term plan. She also encouraged investors to stay calm, reflect, and learn from past mistakes instead of reacting impulsively to market trends.
Her message underlines that successful investing is about understanding the basics and moving steadily, rather than chasing the newest opportunity during volatile times.
Also Read: Gold, Silver Prices Crash Up To 4 Percent After Record Highs; Profit-Taking Hits Bullion https://www.vibesofindia.com/gold-silver-prices-crash-up-to-4-percent-after-record-highs-profit-taking-hits-bullion/
